Attractive Features of Flexi Fixed Deposit (FFD) Scheme – Term
Earn More
Earn additional interest on the balance of Premium Category Savings and Current Account
Tenure under FFD Schemes
• Premium Category Savings FFD - 30 Days
• Premium Category Current FFD - 14 Days
No Loss of Interest
We provide flexibility so that no loss of interest occurs.

Let Your Money Flex & Grow For You !

Enjoy the dual benefits of high interest from fixed deposits and easy liquidity of your Savings / Current Account with our Flexi FD (FFD) Scheme. Any balance in your account above preset limit is automatically transferred to a Flexi FD allowing you to earn more without losing access to your funds. This unique facility combines the advantages of Fixed Deposits with the flexibility of premium Savings or Current Accounts. You get attractive FD interest rates along with the convenience of withdrawals whenever needed. The process is quick, seamless and hassle free.

Eligibility

Open your account under following categories to avail benefits of Flexi Fixed Deposit Scheme

    Savings Account

  • Cosmo Premium Savings Account
  • Cosmo Premium Plus Savings Account
  • Profit Plus Savings Account
  • Prosperity Plus Savings Account
  • Cosmo Royale Savings Account

    Current Account

  • Cosmo Premium Current Account
  • Cosmo Premium Plus Current Account
  • Growth Plus Current Account
  • Cosmo Royale Current Account
Facility
  • Higher Returns.
  • Earn Attractive Fixed Deposit Interest Rates on surplus funds.
  • Automatic Transfer of excess balance above preset limit from your Savings or Current Account to FFD.
  • Liquidity on demand.
  • Required amount is auto withdrawn from your FFD & transferred into operative account whenever required.
  • Easy Management
  • Dual Benefits in Single Account
  • Suitable for individuals as well as corporates to maximize the returns on idle funds.
  • Tenure under FFD Schemes -
    • Premium Category Savings FFD - 30 Days
    • Premium Category Current FFD - 14 Days
  • Interest earned on FDs will be automatically credited to operative account on maturity.

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

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Ideal for people
  • The Flexi Fixed Deposit facility is ideal for customers because it combines high returns with easy access to funds, removing the usual trade-off between earning interest and maintaining liquidity.
Good to Know
  • Account must be opened under premium category.
  • Interest offered on FFD facility may change from time to time.

*Terms and Conditions Apply