Come join the Car Darbar!
Cars are more of a necessity than a luxury these days. Are you planning to purchase one? Don’t compromise if there's a lack of funds. Cosmos Car Loan is here to help you with it!
Car has become one of the most common necessities in modern life. But when it comes to buying your own Car, then it’s just not any other Car or your basic necessity, it’s a sentiment. Every person likes to have a nice, comfortable Car of his/her own choice.
With Cosmos car loan, we make sure that you don’t have to compromise on your favourite car just because of the lack of financial resources. We offer you all the support you need with minimum and affordable interest rates
- Loan Limit
Up to Rs. 3.00 Crore
90% & 75% of the on road value of the car as applicable.
- Time of Disbursement
2 Days
- Repayment Period
Upto 7 years
- Prepayment Charges
Nil
- ROI % p.a. - Fixed (Existing)
CIBIL 750 and above :-
8.00%* p.a
CIBIL below 750 :-
8.25%* p.a - ROI % p.a. - Floating (New)
CIBIL 750 and above :-
9.00%* p.a
CIBIL below 750 :-
9.25%* p.a
- Log-in charges for Applicant -Rs 2000/- & for each Co-applicant / Guarantor – Rs 1300/- (Non-refundable)
- Rs 2000/- + GST irrrespective of Loan Amount.
- Within 12 months- 3%,
-
After 12 months but before 24
months- 2% - After 24 months-1%
* Please contact the branch for further details.
* Please contact the branch for further details.
- KYC Document
- Quotation of only Authorized & reputed dealer to be accepted
- 3 Years IT Returns
- 6 Month Bank Statement
Get In Touch
Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank
- Purchasing new cars
- Fast Processing - Easy and immediate processing of the loan
- Security - Hypothecation car + Bank’s charge on RC/TC book +PDCs. Comprehensive insurance is necessary with Bank’s clause.
- Forms - Available on at Branches
*Terms and Conditions Apply