A financial instrument widely used, offered to you to grow your savings with utmost safety. Here, you can deposit a large sum of money for a fixed tenure. At the end of the maturity date, you will receive the amount invested and, higher rate of interest than a regular savings account can provide. The money you invest here is, locked for a fixed period of your choice at a specific interest rate of that time. It remains unaffected by any changes in the interest rates or the market conditions, assuring you a guaranteed return. Thus, securing your investment.

Savings are vital. If you are looking to invest your money and earn a profit, you are at the right place. Cosmos doesn't just help you save but also helps your savings grow on deposits held for a set period, by providing excellent and attractive rates of interest for tenure up to 10 years. You can earn money on a monthly, quarterly, semi-annual, or annual basis using non-cumulative FDs.

Cumulative FDs compound your interest over the tenor and repay it at the tenor's lapse or maturity.

We offer this scheme to individuals (single/joint), Minor by a guardian, Organizations, Cooperative societies.